Finance Center

Exclusive Subaru Financing at Chilson Inc. in Eau Claire, WI!

If you want to purchase a new or used Subaru, stop by Chilson Inc. to check out our inventory! Once you choose a vehicle, our team can help you with lease and loan options! While you are in Eau Claire, WI, our finance team is always ready to answer any questions you might have about purchasing a vehicle

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The Difference Between a Loan and Lease

The difference between a loan and a lease is that with the lease, you wouldn't own the car when you are done with payments. When your lease term is up, then it is time to return the vehicle or renew your lease. If you decide on a loan, once all the payments are finished, you own the vehicle.

The Benefits of Financing Your Next Vehicle

One of the biggest benefits of financing a vehicle is that once your payments are complete, you can keep the vehicle. Unlike leasing, you don't have to return your vehicle to release it, turn it in, or decide on purchasing it. When you finance your vehicle, you also don't have to worry about annual mileage limits like you would with a lease. You will also build equity on the vehicle as you make your payments. When you buy a vehicle with a loan, you don't have as many restrictions as you would with a lease. Also, you don't have to worry as much about your credit score with a loan as you typically do with a lease. In general, a lease requires a higher credit score than a loan. When you purchase a vehicle, you also have the benefits of applying for some tax deductions. You can deduct depreciation if you use your vehicle for your business also! The long-term costs of a vehicle are cheaper because you own the vehicle outright and can keep it for many years.

The Benefits of Leasing Your Next Vehicle

If you decide that you want to lease your next vehicle, you will benefit from lower payments. Some lease payments are a large percentage lower than financing your vehicle. Also, you won't have to worry about costly repairs if it breaks down because it will be under the manufacturer's warranty while leasing. Leasing also means that you can drive around a brand-new car more often. Once your lease is up, you can turn in your driving vehicle and lease another vehicle. This means you'll always have a vehicle that looks and drives well around Menomonie, WI. You don't have to worry about the vehicle's resale value because you won't trade or resale it. Leasing has other benefits, such as having a vehicle with premium safety features because it is always a new model. A lease overall gives drivers peace of mind because you don't have to worry about the vehicle in the long term. Drive it for the set amount of time and then return it!

Value Your Trade

If you have a vehicle to trade in, and you are in River Falls, WI or Chippewa Falls, WI, bring it to Chilson Inc., and we will value your trade, so you know how much it will reduce the amount due for your next vehicle. A trade-in is great because you can use the money toward your down payment and even lower your next vehicle's monthly payment. The finance center can also help you find great loans and lease deals to ensure that you are always driving away with peace of mind that you got the best lease or loan we can find!

Accelerate Your Deal 

You can accelerate your purchase in 4 easy steps!

  1. Choose Your Vehicle. 
  2. Personalize Your Payment. 
  3. Value Your Trade. 
  4. Apply for Financing. 



Chilson Subaru

3443 State Road 93
Directions Eau Claire, WI 54701

  • Sales: 715-834-0701
  • Service: 715-834-0701
  • Parts: 715-834-0701


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  1. Chilson Subaru

    3443 State Road 93
    Eau Claire, WI 54701

    • Sales: 715-834-0701
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Get in Touch

  • Contact our Sales Department at: 715-834-0701
  • Monday08:00am - 06:00pm
  • Tuesday08:00am - 06:00pm
  • Wednesday08:00am - 06:00pm
  • Thursday08:00am - 06:00pm
  • Friday08:00am - 06:00pm
  • Saturday08:00am-05:00pm
  • SundayClosed